About Your Health Wallet

Made by people who care

Your Health Wallet was founded by a dentist who saw his patients struggling to pay for treatment.

He knew they were cancelling appointments because they didn’t have the up-front cash or the money to cover gap payments. And, no matter how much his patients changed their level of cover, they frequently fell short.

Something had to change, and for this very concerned dentist, it was time to look beyond existing health insurance products and stop people from choosing between their finances and their health.

That’s when Your Health Wallet was born. It has been around since 2018 and was know as XHP before rebranding to Your Health Wallet in 2023 to be more representative of what the funds are for.

Australian Owned and Operated

Your Health Wallet is the alternative way to get the extras you need, 100% designed from the ground up by Australian consumers and health professionals.

A different way, a better way

At the heart of the Your Health Wallet story is the life-changing vision that people should be able to afford quality care for themselves and their families.

Built by real people with lived experience, Your Health Wallet puts patients back in control.

Your Health Wallet is more than just a fund; it represents financial and emotional freedom.

You deserve the best care and the peace of mind that you’ll have the money to pay for it.

What makes us different

Your Health Wallet is a managed investment scheme licensed by ASIC. It not insurance. It is designed to be an alternative for Extras only cover.

Ready, Set, Join!

Traditional extras cover can leave you short-changed.

But that’s never the case with Your Health Wallet.

Open an account now, and from just $5 per day, you’ll start enjoying health and financial freedom. For the same cost as a cup of coffee, enjoy the full benefit of cover that works for you now and rolls over every year. Use your balance to pay for the services you want and say goodbye to those annoying gap fees. And, unlike tradtional extras cover, you can keep whatever you don’t use. Watch as your fund accumulates and continues to earn interest.

Ever worried Your Health Wallet balance is getting low? There’s no need to stress.

Add top-up funds or change your daily amount at any time. You can also suspend contributions to Your Health Wallet whenever you like, putting them on hold for up to three years with access to your funds.

So, what are you waiting for?

Join Your Health Wallet today. Simply fill out the membership form, verify your id and start enjoying the health care you’ve always dreamed of.  

To get your account set up, you’ll need about 5 to 7 minutes of your time, your License or other Aussie ID and your credit/debit card and you’ll be all set.

Your daily contributions start from $5 per day and can be adjusted at any time, depending on your health needs.