What's covered

Much more than you expect

Supercharge your health and get the care you need.

Where Medicare falls short, Your Health Wallet has you covered.

No more desperately trying to find cash for out-of-hospital, dental, optometry, physiotherapy, and more. Simply use what you need when you need it and save the rest for a rainy health day. Best of all, you can use your funds for plenty of non-extras cover, such as GAP payments and medications.

The only condition is that you must receive the service in Australia from a health business and an Australian-registered health practitioner. Sign up for Your Health Wallet today and enjoy total control of your  health and financial decisions.

Open Your Health Wallet now

Extras health services covered

  • Dental
  • Optometry
  • Physiotherapy
  • Chiropractic
  • Mental Health
  • Occupational Therapy
  • Speech Therapy
  • Remedial Massage
  • Acupuncture
  • Podiatry
  • Ante Natal
  • Hearing Aids
  • Exercise Physiology
  • Sports Physiology
  • Health Management
  • Health Aids
  • Chinese Herbalism
  • Glucose Monitors
  • Bowen Therapy
  • Alexander Technique
  • Yoga

Non-extras covered as well!

You’ll be amazed at what else Your Health Wallet covers

  • Hospital GAP payments
  • GP Visit GAP's
  • Medications
  • Non-PBS Medication
  • Ambulance Cover
  • Diagnostics
How it works
Frequently Asked Questions

Australian Owned and Operated
Designed ground up by consumers and health professionals for a better extras cover.

AFSL:   500574
ARSN: 627076411
ABN:   92618020885

Quick Links

Member FAQ
Partner FAQ
Providers

Resources

Product Disclosure Statement
Financial Services Guide
Reference Guide
Continuous Disclosure Statement
TMD

News & Updates

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  • Licensed by ASIC to provide a financial service – AFSL 500574.
  • Your Health Wallet is registered with ASIC – ARSN 627076411.
  • Funds are held by a Custodian approved by ASIC with NAB.
  • Fund are managed as per the terms of the PDS.
  • Your Health Wallet is a member of Australian Financial Complaints Authority.
  • Funds are managed in low-risk bank depository products and can be withdrawn at any time.

*For the sake of simplicity, annual extras health insurance premium hikes and interest paid on funds held by Your Health Wallet are not factored into the comparison chart due to their variability. Premiums paid are calculated at $5/day as it is the minimum with Your Health Wallet. All Your Health Wallet fees are charges have been debited to ensure it complies with the PDS that applies to Your Health Wallet. All fees and charges levied by Your Health Wallet are deducted for the period calculated. GAP is calculated at 49.11% based on APRA Sept 21 quarter data.

Your Health Wallet is not an insurance policy, and you should consider your personal circumstances before deciding whether to open an account. Funds deposited to an account will not be eligible for a private health insurance rebate. Your Health Wallet may be considered as a replacement for or to act supplementary to private health insurance depending on your personal circumstances. Your Health Wallet does not warrant that Your Health Wallet is suitable for your personal circumstances, and you should consider your health and financial needs before deciding whether to open an account. There is a risk that you may have insufficient funds in your account to meet the costs of health treatment depending on the treatment required and the amount deposited to your account.

Ready, Set, Join!

Traditional extras cover can leave you short-changed.

But that’s never the case with Your Health Wallet.

Open an account now, and from just $5 per day, you’ll start enjoying health and financial freedom. For the same cost as a cup of coffee, enjoy the full benefit of cover that works for you now and rolls over every year. Use your balance to pay for the services you want and say goodbye to those annoying gap fees. And, unlike tradtional extras cover, you can keep whatever you don’t use. Watch as your fund accumulates and continues to earn interest.

Ever worried Your Health Wallet balance is getting low? There’s no need to stress.

Add top-up funds or change your daily amount at any time. You can also suspend contributions to Your Health Wallet whenever you like, putting them on hold for up to three years with access to your funds.

So, what are you waiting for?

Join Your Health Wallet today. Simply fill out the membership form, verify your id and start enjoying the health care you’ve always dreamed of.  

To get your account set up, you’ll need about 5 to 7 minutes of your time, your License or other Aussie ID and your credit/debit card and you’ll be all set.

Sign up to Your Health Wallet now

Your daily contributions start from $5 per day and can be adjusted at any time, depending on your health needs.