Terms of Use
Last updated: April 2026
1. Acceptance of Terms
By accessing or using the Your Health Wallet website and any associated platforms or services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.
2. About Your Health Wallet
Your Health Wallet is operated by Xtras Health Plan Pty Ltd (ABN 92 618 020 885, AFSL 500574). The Xtras Health Plan Savings Scheme (ARSN 627076411) is a registered managed investment scheme. Membership is subject to the terms and conditions set out in the Product Disclosure Statement (PDS) and Reference Guide.
3. General Information Only
The content on this website is provided for general information purposes only. It does not constitute financial, legal, tax, or health advice. You should seek independent professional advice before making any financial decisions. The calculator tools on this website are illustrative only and are based on inputs you provide and published APRA data. Results are not guaranteed.
4. Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of Xtras Health Plan Pty Ltd or its content suppliers and is protected by Australian and international copyright laws. You may not reproduce, distribute, or create derivative works without our express written permission.
5. Privacy
Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference.
6. Limitation of Liability
To the maximum extent permitted by law, Xtras Health Plan Pty Ltd excludes all liability for any loss or damage (including indirect or consequential loss) arising from your use of this website or reliance on its content.
7. Governing Law
These Terms of Use are governed by the laws of Queensland, Australia. Any disputes will be subject to the exclusive jurisdiction of the courts of Queensland.
8. Changes to These Terms
We may update these Terms of Use from time to time. Continued use of the website after changes are posted constitutes acceptance of the updated terms.
Contact
Xtras Health Plan Pty Ltd
Suite 2, 36 Macaree Street, Berserker, Rockhampton QLD 4701
Phone: 1300 949 287
Email: info@yourhealthwallet.com